The Mortgage Alliance (TMA) and Goldsmith Williams have joined forces, it was announced today.
Due to the partnership, TMA members are now guaranteed remortgage deal completion within one week through Goldsmith William’s conveyancing services.
TMA has already brought Easier2Move and Conveyancing Alliance Ltd into its team.

New statistics from the British Bankers’ Association (BBA) show that net mortgage lending rose in December.
The figures may be an indication that the market is gaining some stability.
The rise in mortgage and remortgage lending stands at 2.9 billion GBP, although this is lower than November’s 3.2 billion GBP.
THe BBA said that due to the financial [...]

Last week saw many major lenders cut the prices of their fixed rate remortgage deals.
In a move that may come as a relief to many homeowners, NatWest and RBS launched a 3.79% two-year remortgage deal.
Alliance & Leicester and Abbey made similar cuts, as did small building society Hinckley & Rugby.
Many deals, however, are still only [...]

Leeds property transfer and conveyancing firm Fox Hayes has announced the closure of its remortgage department.
Chief executive Stephen Coupland told the Financial Times that due to a lack of work from lenders, demand for remortgages had decreased to such a level that the remortgage unit was no longer financially viable.
Many jobs could be lost, Coupland [...]

HSBC has written to 30,000 of its customers who have tracker or variable rate mortgages advising them to overpay their loans.
By taking advantage of the historically low rates, the bank said, customers will benefit extensively.
If they overpay their loans, tracker or variable rate customers can gain back some of the equity lost in the house [...]

RBS Intermediary Partners will reduce rates on some of its fixed rate deals tomorrow.
This means that the lender will be offering remortgage customers a two-year fixed rate of 4.19% with a 75% LTV, charging 999GBP.
A five-year fixed rate remortgage deal is also on offer, with up to an 85% LTV at a rate of 6.09%.

High street lenders NatWest and RBS have unveiled new mortgage deals available to both new customers and those looking to remortgage.
The fixed-rate deal has an interest rate of 3.99%, a fee of £799, and a loan-to-value of 60%.
Andy Fell, director of branch mortgages at The Royal Bank of Scotland (RBS), said:
“We believe [...]

Nationalised bank Northern Rock has been given longer to pay back its £26 billion government loan.
Until now, customers have been encouraged to remortgage with other banks if possibly, which has been difficult during the economic crisis.
Now, however, the bank has been given longer to pay back the remainder of its loan, meaning that it [...]

High street lender HSBC has launched a mortgage with its lowest ever interest rate.
The rate, which will take effect on 6th February, is just 2.99%.
The standard variable rate will also decrease in February to 3.94%.
The new deal may give hope to property owners struggling to afford expensive remortgage deals.

The Association of British Insurers (ABI) have claimed that the Homeowners Mortgage Support Scheme will not aid the flagging housing market.
As the credit crunch wears on, many homeowners are finding it difficult to keep up mortgage repayments, but also unable to find a cheaper remortgage deal.
The ABI welcomed the government’s recognition that more borrowers are [...]