The latest figures from the Council of Mortgage Lenders demonstrate the changes to the mortgage market since October last year.
First-time buyers have suffered, with only 12,400 buyers managing to secure a property in November.
Remortgage deals remain difficult to find and expensive to take out due to falling house prices and a shortage of bank funds [...]

The Bank of England is expected to cut interest rates today by a further 1%.
This would leave the base rate at just 2%, its lowest since 1951.
A rate cut could make it easier for borrowers and homeowners to get a mortgage or remortgage their home at an affordable rate.
There has, however, been anger at lenders [...]

There are many situations in which it might be a good idea to change your current deal and find a better mortgage rate. Perhaps you have accrued more expenses in your day-to-day life; a new baby is on the way, or rising fuel prices are simply making life far more costly? Or, maybe you have [...]

Following the release of 3.99% mortgage deals for new borrowers last week, Woolwich has now launched remortgage option for its mortgage club.
The Woolwich generic fixed and tracker hybrid deals will be fixed at 3.99% or 4.99%, but then track at 1.99% above the Barclays Bank Base Rate, which currently stands at 3%.
PMS corporate manager Martin [...]

Britain’s biggest lender, Halifax, made an unpopular adjustment to its new tracker mortgage products.
Following the 1.5% rate cut from the Bank of England last week, UK lenders withdrew their tracker mortgage products.
Halifax has now joined Abbey and LloydsTSB in relaunching tracker deals, but has doubled the difference between the base rate and the interest rate [...]

Following the unprecedented rate cut from the Bank of England last week, many lenders retracted their tracker mortgages.
This was to combat the losses that would be made if remortgage customers rushed to take out a tracker mortgage when the base rate was at a record low.
Abbey and LloydsTSBs’ tracker mortgages are available to mortgage and [...]

As the economic downturn wears on, many borrowers are looking to remortgage to a tracker deal to take advantage of decreasing interest rates.
Experts have said, however, that those looking to remortgage to tracker deals should act quickly, as lenders increase the cost of tracker mortgages in the face of the credit crunch.
Intelligent Finance, for example, [...]

Remortgage Deals gives you access to the entire market to find the best remortgage whatever your circumstances. From adverse credit to self cert products, there’s something for everyone.
The benefits of remortgaging are many and various…
1) You can save yourself money each month by reducing the cost of repayments.
2) Your circumstances may have changed [...]

According to Cheltenham & Gloucester, us Brits shouldn’t be panicking over remortgaging, reports MortgageSorter.co.uk.
Their research shows that a third of homeowners would rather stick on a higher rate with the lender they have now, than try to find a good remortgage deal and risk being given a ‘no’.
It also emerged that two fifths of people [...]

The Bank of England’s decision not to adjust the base rate has been an initial blow to those looking for the best remortgage deal, but many lenders are confident that there will be a cut soon, reports MortgageSorter.co.uk.
This will mean mortgage rates could fall too, which will be welcome news for anyone wishing to remortgage. [...]